Florida Term Life Insurance
Temporary and commonly utilized, term insurance pays a benefit amount
you choose. Premiums are guaranteed, and you can often convert your
policy to a permanent plan of life insurance protection if your situation
changes. Term insurance offers the lowest initial premium expense,
but over time premiums can increase significantly, and may sometimes
even surpass the cost of whole life insurance in the long run. Term
life insurance, therefore, is recommended for only a particular period
of time, and is especially suited for young families looking for
a large amount of financial protection at a lower price and coverage
for time-specific debts like mortgages.
Read more about Term Life Insurance.>>
Florida Whole Life Insurance
Intended to provide life insurance protection for an extended duration,
even for your entire lifetime, whole life insurance, also called
permanent life insurance, offers fixed premiums and guaranteed cash
values, which are accumulated as a result of your premiums. Some
may even pay policy dividends. While the premiums are higher than
the initial comparable amount of term insurance, over time the whole
life insurance cost may be lower than term insurance.
Read more about
Whole Life Insurance.>>
Florida Permanent Life Insurance
Intended to provide life insurance protection for an extended duration,
even for your entire lifetime, whole life insurance, also called
permanent life insurance, offers fixed premiums and guaranteed cash
values, which are accumulated as a result of your premiums. Some
may even pay policy dividends. While the premiums are higher than
the initial comparable amount of term insurance, over time the whole
life insurance cost may be lower than term insurance.
Read more
about Permanent Life Insurance.>>
Florida Universal Life Insurance
Universal life insurance, a type of whole life insurance, allows you
the flexibility to adjust your premium payment and increase or decrease
your death benefit as your needs change.
Read more about Universal
Life Insurance.>>
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 Birth
date, Social security number (SSN) and height/weight for
each person applying for coverage.
Information
on current and past health insurance plans (if applicable).
Medical
history such as dates of diagnosis, treatment,
dates of service and current status. |
Prescription
drug information such as drug names,
dosages, and date initially prescribed.
Payment
information: For Credit Card payments, we accept
Visa and MasterCard. For Electronic Fund Transfer (EFT),
please have your bank account number and bank routing number. |
